THESE TERMS GOVERN THE USE OF THIS WEBSITE (“TERMS OF USE”). PLEASE READ THEM CAREFULLY BEFORE ACCESSING THE SITE. IF YOU DO NOT AGREE WITH THESE TERMS OF USE DO NOT ACCESS THE WEBSITE. BY ACCESSING THE WEBSITE OR ANY OF ITS PAGES YOU AGREE TO BE BOUND BY THESE TERMS OF USE WITHOUT LIMITATION OR QUALIFICATION.

This website has been established by Towne Web Ac. (the Bank) for the sole purpose of conveying information about its products and services and to allow communication between Towne Web Ac. and its customers and prospects. Information that appears on this website should be considered an advertisement. Nothing contained in any page on this site takes the place of Towne Web Ac.'s agreements and disclosures that govern its products and services. If any information on the site conflicts with that in Towne Web Ac.'s agreements and disclosures, the agreements and disclosures will control.

From time to time Towne Web Ac. may place links to other websites from its pages for informational purposes only. Towne Web Ac. has attempted to include third party attribution notices where it may not otherwise be apparent to users that a third party provides the product or service. Towne Web Ac. believes the links contained on its pages are to reputable companies. Nevertheless, Towne Web Ac. has no control over any other website and is not able to endorse, guarantee, or monitor content, availability, viewpoints, products, or services that are offered or expressed on any site other than this one. Users assume all responsibility when they go to other sites via the links on this site.

The information and materials contained in this website are owned by Towne Web Ac. or by others, as applicable. No material may be copied, displayed, transmitted, distributed, framed, sold, stored for use, downloaded, or otherwise reproduced except as permitted by law.

The trademarks, logos, and service marks (“Marks”) displayed on the website are the property of Towne Web Ac. and other parties. Users are prohibited from using any Marks for any purpose, including, but not limited to use as metatags on other pages, websites, or digital properties without the written permission of Towne Web Ac. or such third party which may own the Marks.

All information and content, including any software programs available on or through the website (“Content”), is protected by copyright. Users are prohibited from modifying, copying, distributing, transmitting, displaying, publishing, selling, licensing, creating derivative works, or using any Content available on or through the website for commercial or public purposes.

In compliance with the Digital Millennium Copyright Act (“DMCA”), Towne Web Ac. has designated an agent to receive notifications of alleged copyright infringement. If you believe that your work has been used in a way that constitutes copyright infringement, please send a notice, including all of the following information:

(1) a description of the work allegedly infringed;

(2) a description of the location of the allegedly infringing work, including the URL;

(3) your name, address, telephone number, and email address;

(4) a statement signed by you that you have a good faith belief that the disputed use is unauthorized under current law; and

(5) a statement signed by you that you believe, under penalty of perjury, that your allegations are true and that you are the copyright owner or acting on behalf of the copyright owner with their authorization.

If you have a good faith belief that the material you posted was removed or disabled as a result of mistake or misidentification in a DMCA takedown notification, you may contest the takedown by submitting a DMCA counter notification. The counter notification must fully comply with the requirements of 17 U.S.C. 512(g)(3). If we receive a compliant counter notice, we will wait 10 days and then re-enable your content unless the copyright owner initiates a legal action against you before then or Towne Web Ac. determines, at its sole discretion, that the content at issue is not appropriate for inclusion.

DMCA Notifications and Counter-Notifications must be submitted to:

DMCA Agent
Towne Web Ac.
Attn: Marketing

Email: admin@townewebacs.online

Towne Web Ac. reserves the right to terminate users of its services who are repeat infringers, as determined by Towne Web Ac. in its sole discretion.

Towne Web Ac. will use reasonable efforts to ensure that all information displayed is accurate, but some information contained may include technical inaccuracies or typographical errors. The Bank expressly disclaims any representation and warranty, express and implied, including, without limitation, warranties of merchantability, fitness for a particular purpose, suitability, and the ability to use the site without contracting a computer virus.

Towne Web Ac. is not responsible for any loss, damage, expense, or penalty (either in tort, contract, or otherwise), including direct, indirect, consequential, and incidental damages, that result from the access of or use of this site. This limitation includes, but is not limited to the omission of information, the failure of equipment, the delay or inability to receive or transmit information, the delay or inability to print information, the transmission of any computer virus, or the transmission of any other malicious or disabling code or procedure. This limitation applies even if Towne Web Ac. has been informed of the possibility of such loss or damage.

This agreement may be changed from time to time by posting the new Terms of Use on the website. All users agree to be subject to these Terms of Use as they change from time to time.

Towne Web Ac. reserves the right to seek all remedies available at law and in equity for violations of these Terms of Use, including the right to block access from a particular Internet address to the website.

YOU AGREE TO INDEMNIFY, DEFEND, AND HOLD HARMLESS Towne Web Ac. FROM ANY LIABILITY, LOSS, CLAIM, AND EXPENSE, INCLUDING ATTORNEY’S FEES, RELATED TO YOUR VIOLATION OF THESE TERMS OF USE OR YOUR USE OF THE SERVICES AND INFORMATION PROVIDED AT THE WEBSITE.

User access to and use of this website is subject to all applicable federal, state, and local laws and regulations. This agreement and the enforcement of these Terms of Use are governed by the laws of the Commonwealth of Virginia.